Our process begins with getting to know you and your goals. Tell us where you want to go, and we'll work with you to develop a plan that gets you there. And as your life changes, we'll adjust your plan so it better aligns with your new path. There is no one-size-fits-all financial plan or investment. In fact, each plan is as distinctive as you and your family.
We believe a detailed financial planning process is one of the best ways to create financial security. An effective plan may not only provide financial security throughout your life, but it can also reduce the damage of sequence of return risk, extended health care risk, or premature death.
So what are the steps?
1. Complimentary Portfolio Review
If you would like to experience a new sense of confidence and optimism in your finances, then we would love the opportunity for a 20-minute phone call to get acquainted and discuss your unique circumstances.
We’ll talk about your goals, priorities, preferences, and any obstacles - or opportunities - you may have. We'll also mutually establish what your expectations are for us and if an ongoing partnership is the right fit.
2. Exploration & Preliminary Planning
In our first meeting, we’ll take a deeper dive into your financial situation. We will focus on listening to your personal goals and dreams. As we have a more detailed conversation about your personal and financial goals, we'll start sketching a preliminary plan. The more open and transparent this phase is, the more detailed our plan will be.
We want to understand you as an individual so that our recommendations are targeted towards your specific vision. Not only do we want to understand your financial goals, but we will also briefly evaluate what barriers may be coming between you and the achievement of those goals.
3. Detailed Planning
Now that we have a foundation, we can deliver an easy-to-follow roadmap in the form of a “Bucket Plan”. The plan will serve as a guide on your financial journey. It will address the areas that are most important to you, and outline the steps needed to conquer potential obstacles. Your plan will also use bucketed funds at the right time, for the right reason with risk and taxation taken into consideration.
4. Ongoing Support & Advice
Life is constantly changing, and your goals will too when new priorities arise. If either obstacles or opportunities require a different approach to your wealth management, we'll be here to adapt your plan so it transitions along with you.